This doesn’t have to get in the way of finding a home loan that works for you. One Bridge Wealth is here to help you if you have a Bad Credit Rating because you:
Are behind in your payments
Have past defaults on personal loans
Haven’t managed your finances as well as you can
Have a business partnership that created debts
Need to refinance to get yourself out of trouble We look into your individual situation, negotiate with trusted Lenders and create the best option for your specific circumstances. Low Doc loans are available where appropriate.
We use your credit rating to your benefit, whether you’re seeking a Home Loan to:
Refinance your home – Sometimes you don’t want to move from your current location. You can use the equity in your home to assist your application for a loan to upgrade your home through renovation or to add an extension. One Bridge Wealth help you understand the process, plan your project and find the right loan for the job.
Refinance your investment properties – Use the equity in your current investment properties to access the funds you need to upgrade, renovate or add an extension to make your property more attractive to tenants. Make the most of your investments!
Purchase a home – Whether you’re buying your first home or looking to upgrade your home to suit your current lifestyle, negotiating the right loan can be stressful. One Bridge Wealth provides down-to-earth practical advice to suit your needs along with experience and expertise.
Purchase your next investment property – When you’re ready to take the first step toward building an investment portfolio, One Bridge Wealth is here to help. We guide you through the complete process. We help build your confidence in preparing to buy, gaining the right tools for the process, finding the right property and applying for your investment loan
A Good Credit Rating?
Want to repair and improve your Credit Rating so that you’re in the best position to grow your wealth? One Bridge Wealth has the knowledge and negotiation skills to assist you in this process.
Fixed Term or Variable Rates?
Not sure which loan can work for you? Use our knowledge and expertise to access the best kind of loan for your purposes. Ask us about the benefits of a fixed term or variable loan.
Special Variable Rate available for new owner-occupied, principal and interest lending of $200,000 or more where loan to value ratio (LVR) is less than or equal to 80%. Subject to normal lending criteria.
Comparison rate calculated on secured loan amount of $150,000 over a term of 25 years. WARNING: Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Redraw is subject to loan terms and is only available where you have available funds on your variable rate loan.